A next-generation current account
Open your Novara account in less than 5 minutes, directly from your smartphone. No branch appointment, no paperwork: everything is done online, securely. You get an instant European IBAN in your name and a virtual Visa card ready to use online or with Apple Pay and Google Pay.
When you open your account, you automatically receive a €500 welcome bonus, credited after your file is reviewed by an advisor.
What you get with Novara
- Free current account, no income or minimum deposit required
- International Visa card, physical and virtual, delivered in 3 to 5 business days
- Instant SEPA transfers 24/7
- Fee-free payments and withdrawals in over 150 currencies
- Savings paying up to 4% AER, interest credited daily
- Stock investing from €1, commission-free within monthly limits
- Cashback and RevPoints loyalty points on every purchase
An experience designed for you
Our app has been voted best mobile banking app 2025 by over 70 million customers worldwide. Track your spending in real time, automatically categorised, set savings goals and get personalised financial insights.
The AIR smart assistant is available 24/7: it answers your questions, helps you optimise your budget and alerts you to unusual activity.
Uncompromising security
All your data is encrypted end-to-end. Sensitive operations are confirmed with biometric two-factor authentication. A team of fraud analysts monitors your account 24/7 and automatically blocks any suspicious operation before it is approved.
Your deposits are protected up to £85,000 by the UK FSCS, thanks to our full banking licence issued by the PRA.