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Novara <18 — Kids & Teens

Learning the value of money safely, under parental control.

A card from age 6, under your control

Novara <18 is a payment card designed for children and teens aged 6 to 17. It is linked to your parent account, so you keep full visibility of your child's spending while giving them the gradual independence they need.

No overdraft is possible: your child can only spend what is on their account. No bad surprises.

Family-first features

  • Personalised card with your child's name and chosen design
  • Automatic pocket money, weekly or monthly
  • Missions and rewards (chores, homework, sports...) configurable by parents
  • Fun savings goals to learn about saving money
  • Configurable spending limits and time slots
  • Instant blocking by category (online games, ATMs, internet purchases)
  • Real-time parent notifications on every transaction

Learn while playing

The Novara <18 app offers educational modules tailored to each age group: understanding money, distinguishing need from want, calculating discounts, managing a budget, discovering the basics of saving and investing. Each completed module unlocks rewards in the child's account.

At 17, the Novara <18 account automatically converts into an adult account with all Novara features, with no disruption.

Maximum protection

No advertising, no marketing data collection on minors. The account is strictly encrypted and complies with European regulations on children's data protection.

Licensed and regulated bank Novara Bank UK Ltd is authorised by the PRA and regulated by the FCA. Your deposits are protected up to £85,000 by the FSCS.